This is a multi – employer pension fund that pools together various unrelated employers within one Fund to create the critical mass and derive advantages flowing from a larger membership base and asset size.


The Fairheads Umbrella Pension Fund allows each participating employer to adopt their own specific Sub-Rules, tailored to suit the specific operating environment and conditions of service of the employer.
The pooling together of various unrelated employers within the Umbrella Fund presents economies of scale hence making the Fairheads Umbrella Pension Fund a cost-effective solution for setting up a pension fund for small to medium sized employers.